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Financial Highlights

AS OF JUNE 30

2013

2012

% Change

Assets

$ 204,571,079

$ 195,668,595

4.55

Deposits

179,667,528

171,060,368 5.03

Loans, net of unearned income

140,336,133

136,558,978

2.77

Shareholders' Equity

22,775,135

22,248,470

2.37

Shares of common stock 835,417 821,212
Book value per share 27.26 27.09 0.63
Banking offices 6 6  

FOR THE SIX MONTHS

 

 

 

Net Income

$ 509,755

 $ 466,879

9.18

Basic Income per share

0.61

0.57

7.02

Return on average assets

0.52

0.50

4.00

Return on average shareholders' equity

4.52

4.21

7.36

Average assets 199,574,087 188,148,324 6.07
Average deposits 174,632,292 163,346,864 6.91
Average loans, net of unearned income 143,480,765 139,695,856 2.71
Average shareholders' equity 22,721,680 22,239,422 2.17

CAPITOL AND CREDIT QUALITY RATIOS

 

 

 

Average Equity to Average Assets

11.39%

11.82%

 

Allowance for loan losses to loans

1.48

1.49

  

Nonperforming assets to total assets

2.69

2.90

  

Stock Information:

The common stock of County First Bank is listed on the Over-the-Counter Bulletin Board. The symbol is CUMD. For information concerning the sale or purchase of County First Bank common stock, please contact:

Charles A. Luck at RBC Wealth Management
1013 Centre Road, Suite 400
Wilmington, DE 19805
Toll Free: (855) 220-0347

 

Equal Housing Lender County First Bank of Southern Maryland
Copyright 2009
Federally Insured