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Special Notices from County First Bank


County First Bank Approves Semi-Annual Dividend 

April 1, 2014 -- County First Bank (OTCQB: CUMD) announced today that the Board of Directors has approved a $0.42 per share semi-annual dividend. The dividend is payable on April 22, 2014 to shareholders of record as of April 15, 2014.

This dividend will be the 25th cash dividend paid to shareholders since the Bank's inception in 1990.

Commenting on the corporate action, Douglas T. Mitchell, President and CEO, stated, "The Board of Directors, pleased with the Bank's 2013 financial performance, has approved this dividend in recognition of our many loyal and dedicated shareholders."

County First Bank is traded on the OTCQB under the symbol "CUMD".

County First Bank is locally owned and operates six banking offices in Southern Maryland.  Offices are located in La Plata, Waldorf, California, New Market, Lusby, and Prince Frederick.  The Bank was founded in 1990 by a group of local business leaders with the objective of returning community based banking to the Southern Maryland market.


     NOTICE IS HEREBY GIVEN that the Annual Meeting of Stockholders of County First Bank will be held on Wednesday, April 23, 2014 at 5:00 p.m., local time, in Room 113 of the Center for Business and Industry at the College of Southern Maryland, 8730 Mitchell Road, La Plata, MD 20646, for the following purposes:

     1. Election of fifteen Directors.

     2. Consideration and approval of the Stock Option Plan which was adopted by the Board of Directors on March 26, 2014.

     3.Ratification of the appointment of Rowles & Company, LLC, as Independent Auditor.

     4. To transact any other business that may properly come before the meeting.

     Only those holders of record of Common Stock, as of the close of business on March 31, 2014, are entitled to notice of and to vote at the Annual Meeting and any adjournments or postponements thereof.

     Each Stockholder is cordially invited to attend the meeting in person.  Whether or not you plan to attend the meeting, you are urged to mark, date and sign the Proxy and return it promptly.  The execution of the Proxy will not affect your right to revoke it and to vote in person if you attend the meeting.

For information concerning the sale or purchase of
County First Bank common stock, please contact:

Charles A. Luck at RBC Wealth Management
1013 Centre Road, Suite 400
Wilmington, DE 19805
Toll Free: (855) 220-0347


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