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County First Bank is rated 5 stars by Bauer Financial



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CASH MANAGEMENT SERVICES:

Let County First Bank put your dollars to work for your high balance, high volume checking accounts. Ask for details.

MASTER CARD®/VISA®

County First Bank can offer businesses merchant credit card services. Call today for more details.

SAFE DEPOSIT BOXES

County First Bank offers a variety of sizes of safe deposit boxes to secure you valuables.

SAFE DEPOSIT BOXES
Drilling..............................$25.00 + Actual Costs
Key Replacement................$20.00
Safe Deposit Late Fee..........$5.00 per month
  
RENTAL FEE
3x10................................$40.00 per year
5x10................................$60.00 per year
10x10..............................$125.00 per year
Box contents are not insured by any government agency or this financial institution.             

NIGHT DEPOSIT DROP:

Our night depository provides you with security for your payments and deposits when our bank is closed.

DIRECT DEPOSIT / ELECTRONIC FUNDS TRANSFER:

Enjoy the time saving convenience of depositing funds and paying recurring bills directly to/from your County First Bank Checking or Savings account.

WIRE TRANSFERS:

We offer domestic and international wire transfers of available funds from your account.

Domestic Wire Fees
Incoming Wire Fees - $15.00 per wire
Outgoing Wire Fees - $25.00 per wire

International/Foreign Wire Fees
Incoming - $35.00 per wire
Outgoing - $50.00 per wire

TELEPHONE BANKING:

The convenience of transferring funds from one account to another, checking your account balances and reviewing your account history, is all just a phone call away from your home, car or office! Dial 1-877-392-BANK (2265)

ONLINE BANKING ACCESS:

You can manage your business accounts quickly and easily, from any internet connection, anytime, in a secure environment.

Gives you secure access to your accounts and control of your money 24 hours a day, 7 days a week, all from the convenience of your web browser. Also offers online bill payment and the option to access your account through QuickBooks, Quicken.

Ask about Online Payroll Services and Tax Payment Services.

ONLINE BILL PAY SERIVCES:

No costly trips to the post office.  No checks to write. No stamps or envelopes to buy.

Monthly Fee $5.00
Pay up to 20 bills; Over 20 bills $0.35 each.

REMOTE DEPOSIT CAPTURE:

With our Remote Deposit service, your company can deposit checks without leaving the office. All you need is a computer, internet service and a check scanner. Check images are scanned and transmitted to the bank electronically.

INTEREST ON LAWYER TRUST ACCOUNT (IOLTA):

We participate in the Interest on Lawyer Trust Account Program Earnings on short term and small attorney trust accounts, under state law, go to the Maryland Legal Services Corporation. Compliance determination and enrollment is available at County First Bank.

MARYLAND AFFORDABLE HOUSING TRUST ACCOUNT (MAHT):

County First Bank participates in the Maryland Affordable Housing Trust Program. MAHT is a charitable public corporation designed to provide flexible and creative financing tools to develop housing intended for households with income less than 50% of median. MAHT is funded by a portion of the interest earned on trust accounts of Title Insurers, their Agents and Attorneys. Compliance determination and enrollment is available at the Bank.

FEES & CHARGES

BANK CHECKS
Counter Check Fee.....................................$0.50 per individual check
Money Order Fee - Customer..................... $5.00 per Money Order
Money Order Fee - Non-Customer...............$10.00 per Money Order
Official Check Fee - Customer.....................$8.00 per check
Official Check Fee - Non-Customer..............$10.00 per check
Temporary Check Fee................................$2.00 per 10 checks
CHECK COLLECTION FEES
Incoming & Outgoing................................$10.00 per check
Foreign Check Collection............................$10.00 per check
LEGAL PROCESS FEES
Garnishment Fee.......................................$25.00 plus legal fees
Levy Attachment Fee.................................$25.00 plus legal fees
MISCELLANEOUS
Account Closing Fee..................................$10.00
(if closed within the first 90 days)
Check Order Fee........................................May Vary
Copy of Check Fee.....................................$5.00 per check
Copy of Statement Fee...............................$5.00 per copy
Foreign Currency.......................................$5.00 + Correspondent bank fees
Indemnity Agreement Fee..........................$5.00*
IRA Annual Maintenance Fee.....................$50.00 per year
(Self Directed IRA's)
Mortgage Collection
  Official Check Fee....................................$6.00
  Payment Fee...........................................$8.00 per payment
  Set Up Fee..............................................$20.00
Night Deposit Lost Key Fee.........................$5.00
NSF Fee-Overdraft or Returned Item...........$35.00 per item
Photocopy Fee..........................................$5.00 per copy
Research Work Fee...................................$25.00 per hour
Return Deposit Item...................................$8.00 per item
Stop Payment Service Charge.....................$25.00 per check
T-Bill Purchases........................................$25.00 per transaction
*To be charged when a customer does not present the original CD/IRA Certificate at at closing.
Equal Housing Lender County First Bank of Southern Maryland
Copyright 2009
Federally Insured